Florida conforms to a No-Fault system of rules implying your insurance underwriter will make payments for your injury claims disregarding fault, up to a specified limit. Frequently, motorists lose some of the legal rights to sue under a No-Fault system. The specifics of this kind of system can be different for various states, but the general construct is the same.The no-fault system is followed in Florida. The actual details for a no-fault system vary by state, but basically, the way it works is that the auto insurance company will cover damages irrespective of who’s at fault. Conflicts over who is liable are diminished with this auto insurance system, but concurrently, drivers lose some of their legal rights to sue the other drivers involved.